See a shortage on your Escrow Account Disclosure Statement? No worries, you have the option to make a partial payment up front—the remaining amount will be spread across the next 12 months. Have your Statement handy to plug in your total shortage (A), minimum escrow payment (B), and principal & interest payment (C) (see statement example). Then, try entering some different partial shortage payment amounts until you see a new monthly payment that works best for you.