Calculate a Vehicle Payment | Financial Tools for Fibre Federal Credit Union

Loan Information

Loan
Amount

$ 24,500

Monthly
Payment

$ 531.32

This payment includes Platinum Payment Protection and covers up to two applicants.

MemberGuard Protection is voluntary and not required in order to obtain credit. We will not consider whether or not you elect MemberGuard in making our credit decision.

Platinum Package

Loss of Life cancels balance up to $50,000 (graded benefit on/after age 75)
Disability cancels payment up to 24 months or $24,000
Unemployment cancels payment up to 6 months or $3,000

Coverage	Package Cost	Term (in months)	Loan Payment	Applicant(s) Covered
Both	$ 4,058.35	60	$ 531.32	Up to two applicants

Gold Package

Loss of Life cancels balance up to $50,000 (graded benefit on/after age 75)
Disability cancels payment up to 24 months or $24,000

Coverage	Package Cost	Term (in months)	Loan Payment	Applicant(s) Covered
Both	$ 2,800.73	60	$ 509.63	Up to two applicants

Silver Package

Disability cancels payment up to 24 months or $24,000

Coverage	Package Cost	Term (in months)	Loan Payment	Applicant(s) Covered
Both	$ 2,143.17	60	$ 498.27	Up to two applicants

Bronze Package

Loss of Life cancels balance up to $50,000 (graded benefit on/after age 75)

Coverage	Package Cost	Term (in months)	Loan Payment	Applicant(s) Covered
Both	$ 1,174.14	60	$ 481.53	Up to two applicants

No Coverage

Coverage	Package Cost	Term (in months)	Loan Payment	Applicant(s) Covered
None	$ 0.00	60	$ 461.22	N/A

Year	Payment Protection Paid	Interest Paid	Principal Paid	Ending Balance
0	0	0	0	-24500.00
61	1362.14	1114.65	5261.22	-20600.93
61	1116.66	913.76	5462.10	-16255.48
61	843.07	689.88	5685.98	-11412.57
61	538.15	440.37	5935.49	-6015.23
61	198.33	162.30	6213.57	0.00

Month	Start Balance ($)	Payment ($)	Interest ($)	Principal ($)	Payment Protection ($)	End Balance ($)
1	24500.00	531.32	100.04	431.28	122.25	24190.97
2	24190.97	531.32	98.78	432.54	120.71	23879.15
3	23879.15	531.32	97.51	433.82	119.16	23564.49
4	23564.49	531.32	96.22	435.10	117.59	23246.97
5	23246.97	531.32	94.93	436.40	116.00	22926.58
6	22926.58	531.32	93.62	437.71	114.40	22603.28
7	22603.28	531.32	92.30	439.03	112.79	22277.04
8	22277.04	531.32	90.96	440.36	111.16	21947.85
9	21947.85	531.32	89.62	441.70	109.52	21615.67
10	21615.67	531.32	88.26	443.06	107.86	21280.47
11	21280.47	531.32	86.90	444.43	106.19	20942.23
12	20942.23	531.32	85.51	445.81	104.50	20600.93
13	20600.93	531.32	84.12	447.20	102.80	20256.52
14	20256.52	531.32	82.71	448.61	101.08	19909.00
15	19909.00	531.32	81.30	450.03	99.35	19558.32
16	19558.32	531.32	79.86	451.46	97.60	19204.45
17	19204.45	531.32	78.42	452.90	95.83	18847.38
18	18847.38	531.32	76.96	454.36	94.05	18487.07
19	18487.07	531.32	75.49	455.83	92.25	18123.48
20	18123.48	531.32	74.00	457.32	90.44	17756.60
21	17756.60	531.32	72.51	458.82	88.61	17386.39
22	17386.39	531.32	70.99	460.33	86.76	17012.82
23	17012.82	531.32	69.47	461.85	84.89	16635.86
24	16635.86	531.32	67.93	463.39	83.01	16255.48
25	16255.48	531.32	66.38	464.95	81.11	15871.65
26	15871.65	531.32	64.81	466.51	79.20	15484.34
27	15484.34	531.32	63.23	468.09	77.27	15093.51
28	15093.51	531.32	61.63	469.69	75.32	14699.14
29	14699.14	531.32	60.02	471.30	73.35	14301.19
30	14301.19	531.32	58.40	472.93	71.36	13899.62
31	13899.62	531.32	56.76	474.57	69.36	13494.42
32	13494.42	531.32	55.10	476.22	67.34	13085.54
33	13085.54	531.32	53.43	477.89	65.30	12672.94
34	12672.94	531.32	51.75	479.57	63.24	12256.61
35	12256.61	531.32	50.05	481.27	61.16	11836.49
36	11836.49	531.32	48.33	482.99	59.06	11412.57
37	11412.57	531.32	46.60	484.72	56.95	10984.80
38	10984.80	531.32	44.85	486.47	54.81	10553.14
39	10553.14	531.32	43.09	488.23	52.66	10117.57
40	10117.57	531.32	41.31	490.01	50.49	9678.05
41	9678.05	531.32	39.52	491.80	48.29	9234.54
42	9234.54	531.32	37.71	493.61	46.08	8787.01
43	8787.01	531.32	35.88	495.44	43.85	8335.41
44	8335.41	531.32	34.04	497.29	41.59	7879.72
45	7879.72	531.32	32.18	499.15	39.32	7419.89
46	7419.89	531.32	30.30	501.02	37.03	6955.90
47	6955.90	531.32	28.40	502.92	34.71	6487.69
48	6487.69	531.32	26.49	504.83	32.37	6015.23
49	6015.23	531.32	24.56	506.76	30.02	5538.49
50	5538.49	531.32	22.62	508.71	27.64	5057.42
51	5057.42	531.32	20.65	510.67	25.24	4571.98
52	4571.98	531.32	18.67	512.65	22.81	4082.14
53	4082.14	531.32	16.67	514.65	20.37	3587.86
54	3587.86	531.32	14.65	516.67	17.90	3089.09
55	3089.09	531.32	12.61	518.71	15.41	2585.80
56	2585.80	531.32	10.56	520.76	12.90	2077.94
57	2077.94	531.32	8.48	522.84	10.37	1565.47
58	1565.47	531.32	6.39	524.93	7.81	1048.35
59	1048.35	531.32	4.28	527.04	5.23	526.54
60	526.54	531.32	2.15	529.17	2.63	-0.00

Your monthly payment is based on the net purchase price of the vehicle, the loan term and the interest rate for the loan. Loan amount is based on the net purchase price of the vehicle (plus sales tax) or the vehicle price less any cash rebate, trade-in or down payment. If you have an outstanding balance on the vehicle you trade-in, that amount is added to the price of the vehicle you are purchasing.

You also have the option of electing MemberGuard Protection for your loan. Select your desired protection package below to update your calculation. If you enroll for debt protection at the time of your loan, there are no lengthy application forms or medical exams. A separate election which discloses the terms and conditions must be signed for protection to become effective. Reasonable group rates are included in your loan payment.